Special Debt Situations Ltd

Reference number: 609526

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Special Debt Situations Ltd (FRN 609526) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Special Debt Situations, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 3198 7303

  • Verified address

    Flat 3, Atlantic House, 128 Albert Street, London, NW1 7NE, United Kingdom

Company details

From the company's Companies House record.

Company name
SPECIAL DEBT SITUATIONS LIMITED
Company number
08709329
Company status
Active
Company type
Private limited company
Incorporated
27 September 2013 (12 years old)
Registered office
Office 17 C/O Drs Tax & Business Advisors, Access House Manor Rd, West Ealing, London, W13 0AS, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Jean-François Albert Cizain Director Jul 1971 27 Sep 2013
Helen Martina Jansen Cizain Director Oct 1964 1 Jun 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Special Debt Situations Ltd FCA authorised?
Special Debt Situations Ltd (FRN 609526) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Special Debt Situations?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Special Debt Situations Ltd (FRN 609526) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Special Debt Situations, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Special Debt Situations?
Protection works through the principal firm responsible for Special Debt Situations's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Special Debt Situations a scam or clone?
Special Debt Situations is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Special Debt Situations's Firm Reference Number (FRN)?
Special Debt Situations's FRN is 609526. You can verify it on the FCA register.