Spectrum Insurance Services Limited

Reference number: 309230

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 7 other names
  • Direct Car Warranty
  • Hay Fielding
  • MOT Shield
  • Spectrum Cover
  • Spectrum Direct
  • Spectrum Finance
  • Warranty Shield

Company details

From the company's Companies House record.

Company number
05129413
Company status
Active
Company type
Private limited company
Incorporated
17 May 2004 (22 years old)
Registered office
115 Westthorpe Bic Westthorpe Fields Road, Killamarsh, Sheffield, S21 1TZ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Brian John Clarke Director Nov 1955 4 Aug 2011
Russel Kitchin Director May 1967 10 Aug 2018
Simon Jeremy Tennyson Director Feb 1965 8 Feb 2022
Ian David Paley Director Aug 1977 1 May 2024

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (9 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 6 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Hay Fielding Ltd
  • Heath Clarke Holdings Limited
  • Heath Insurance (Holdings) Services Ltd
  • Heath Insurance Services Limited
  • Pink Rose 2015 Limited
  • Tobell Automotive Limited

Names it no longer trades under

This firm has retired 10 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 24 Lime Street
  • Brightwells Insurance
  • Direct Gap
  • Hayfielding Warranties
  • Heath Equine Insurance
  • Heath Insurance
  • MOT Protect
  • Pink Rose Motor Policies
  • Platinum Gap
  • Pride Insurance

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Spectrum Insurance Services Limited FCA authorised?
Yes, Spectrum Insurance Services Limited (FRN 309230) is authorised by the FCA to carry out regulated activities.
Is my money safe with Spectrum Insurance Services?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Spectrum Insurance Services to the Financial Ombudsman Service, free of charge.
Is Spectrum Insurance Services a scam or clone?
Spectrum Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Spectrum Insurance Services's Firm Reference Number (FRN)?
Spectrum Insurance Services's FRN is 309230. You can verify it on the FCA register.