Spire Automotive Ltd

Reference number: 455167

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Group 1 Automotive UK Limited Reference number: 671390 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Spire Automotive Ltd (FRN 455167) is an AR of Group 1 Automotive UK Limited (FRN 671390). When you use Spire Automotive's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Spire Automotive, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 17 other names
  • CUPRA Hatfield
  • Finchley Road Audi
  • Group 1 Borehamwood BMW MINI
  • Group 1 Jaguar North West London
  • Group 1 Jaguar Watford
  • Group 1 JLR North West London
  • Group 1 JLR Watford
  • Group 1 Kentish Town BMW MINI
  • Group 1 Land Rover North West London
  • Group 1 Land Rover Watford
  • Group 1 Ruislip BMW MINI
  • Group 1 Watford BMW MINI
  • Hatfield Audi
  • Hatfield SEAT
  • Staples Corner JLR
  • Watford Audi
  • Whetstone Audi

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Group 1 Automotive UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 19 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Advantage Cars
  • Barons Borehamwood BMW
  • Barons Borehamwood MINI
  • Barons KentishTown BMW
  • Barons Kentish Town MINI
  • Barons Watford BMW
  • Barons Watford MINI
  • Beadles Jaguar North West London
  • Beadles Jaguar Watford
  • Beadles Land Rover North West London
  • Beadles Land Rover Watford
  • Group 1 Borehamwood BMW MINI
  • Group 1 JLR North West London
  • Group 1 JLR Watford
  • Group 1 Kentish Town BMW MINI
  • Group 1 Ruislip BMW MINI
  • Group 1 Watford BMW MINI
  • VW Commercial Vehicles (Hatfield)
  • Watford SEAT

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Common questions

Frequently asked questions

Is Spire Automotive Ltd FCA authorised?
Spire Automotive Ltd (FRN 455167) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Spire Automotive?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Spire Automotive Ltd (FRN 455167) is an AR of Group 1 Automotive UK Limited (FRN 671390). When you use Spire Automotive's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Spire Automotive, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Spire Automotive?
Protection works through Group 1 Automotive UK Limited, the principal firm responsible for Spire Automotive's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Spire Automotive a scam or clone?
Spire Automotive is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Spire Automotive's Firm Reference Number (FRN)?
Spire Automotive's FRN is 455167. You can verify it on the FCA register.