Splendid Money Ltd

Reference number: 979010

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Splendid Money Ltd (FRN 979010) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Splendid Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Splendid Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07763 603150

  • Verified address

    9 Newlyn Close, Bricket Wood, St. Albans, Hertfordshire, AL2 3UP, United Kingdom

Company details

From the company's Companies House record.

Company number
16238544
Company status
Active
Company type
Private limited company
Incorporated
8 February 2025 (1 year old)
Registered office
9 Newlyn Close, Bricket Wood, St. Albans, AL2 3UP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Michael Isaac Byers Director Oct 1986 8 Feb 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Splendid Financial Planning

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Common questions

Frequently asked questions

Is Splendid Money Ltd FCA authorised?
Splendid Money Ltd (FRN 979010) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Splendid Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Splendid Money Ltd (FRN 979010) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Splendid Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Splendid Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Splendid Money?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Splendid Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Splendid Money a scam or clone?
Splendid Money is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Splendid Money's Firm Reference Number (FRN)?
Splendid Money's FRN is 979010. You can verify it on the FCA register.