SPRINGATE MORTGAGES AND PROTECTION LTD

Reference number: 1023821

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SPRINGATE MORTGAGES AND PROTECTION LTD (FRN 1023821) is an AR of The Right Mortgage Limited (FRN 649443). When you use SPRINGATE MORTGAGES AND PROTECTION's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SPRINGATE MORTGAGES AND PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07740 366901

  • Verified address

    32 Springate Road, Southwick, Brighton, West Sussex, BN42 4LF, United Kingdom

Also trades as
  • Springate Mortgages

Company details

From the company's Companies House record.

Company number
16049903
Company status
Active
Company type
Private limited company
Incorporated
29 October 2024 (1 year old)
Registered office
32 Springate Road, Southwick, Brighton, West Sussex, BN42 4LF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Jonathan Smith Director Feb 1990 29 Oct 2024
Zeta Smith Director Feb 1992 29 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is SPRINGATE MORTGAGES AND PROTECTION LTD FCA authorised?
SPRINGATE MORTGAGES AND PROTECTION LTD (FRN 1023821) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SPRINGATE MORTGAGES AND PROTECTION?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SPRINGATE MORTGAGES AND PROTECTION LTD (FRN 1023821) is an AR of The Right Mortgage Limited (FRN 649443). When you use SPRINGATE MORTGAGES AND PROTECTION's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SPRINGATE MORTGAGES AND PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SPRINGATE MORTGAGES AND PROTECTION?
Protection works through The Right Mortgage Limited, the principal firm responsible for SPRINGATE MORTGAGES AND PROTECTION's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SPRINGATE MORTGAGES AND PROTECTION a scam or clone?
SPRINGATE MORTGAGES AND PROTECTION is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SPRINGATE MORTGAGES AND PROTECTION's Firm Reference Number (FRN)?
SPRINGATE MORTGAGES AND PROTECTION's FRN is 1023821. You can verify it on the FCA register.