SRUC

Reference number: 928096

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • SRUC (FRN 928096) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not SRUC.
  • Example: if SRUC refers you to a financial adviser, the advice should come from the principal firm, not from SRUC itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC103046
Company status
Active
Company type
Private company limited by guarantee
Incorporated
5 February 1987 (39 years old)
Registered office
Peter Wilson Building, King's Buildings, West Mains Road, Edinburgh, EH9 3JG
Nature of business
  • Other research and experimental development on natural sciences and engineering (SIC 72190)
  • Veterinary activities (SIC 75000)
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
Wayne Powell (Prof) Director Jun 1953 1 Jul 2016
Mia Aitchison (Dr) Director Oct 1987 10 Dec 2019
David John Bell Director Jul 1980 15 Dec 2020
Andrew Richard Peddie Director Mar 1958 31 Mar 2021
Charles Peter Downes Director Oct 1953 31 Mar 2021
Michael Andrew Smith (Prof) Director Nov 1951 14 Oct 2021
Craig Ian Davidson Director Jun 1981 14 Jun 2022
Jarlath Flynn Director Apr 1978 13 Jun 2023
Fiona Margaret Larg Director Mar 1958 27 Mar 2024
Katrina Elizabeth Hayter (Dr) Director May 1979 27 Mar 2024
Neil Andrew Robertson (Dr) Director Oct 1961 12 Jun 2025
Jamie Baker Director Dec 1977 12 Jun 2025
Oliver Gordon Watson Mundell Director Dec 1989 12 Jun 2025
Simon John Cunningham Director May 1962 12 Jun 2025
Schaun Shirkie Director Feb 1987 1 Jul 2025
Alexandra Sophia Machray House Director Oct 1979 1 Jul 2025
Eilidh Morag Rojanai Director Oct 1994 12 Dec 2025
Devon Mae Palmer Taylor Secretary Not published 1 Mar 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is SRUC FCA authorised?
SRUC (FRN 928096) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for SRUC?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. SRUC (FRN 928096) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not SRUC. Example: if SRUC refers you to a financial adviser, the advice should come from the principal firm, not from SRUC itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SRUC?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for SRUC's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SRUC a scam or clone?
SRUC is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SRUC's Firm Reference Number (FRN)?
SRUC's FRN is 928096. You can verify it on the FCA register.