ST&H Limited
Reference number: 455489
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Saga Services Limited Reference number: 311557 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ST&H Limited (FRN 455489) is an AR of Saga Services Limited (FRN 311557). When you use ST&H's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ST&H, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Verified website
-
Verified phone number
-
Verified address
3 Pancras Square, London, N1C 4AG, United Kingdom
- Saga Holidays
- Travellers World
Company details
From the company's Companies House record.
- Company number
- 02174052
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 October 1987 (38 years old)
- Registered office
- 3 Pancras Square, London, N1C 4AG, United Kingdom
- Nature of business
-
- Other service activities not elsewhere classified (SIC 96090)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Nigel Owen Blanks | Director | Aug 1967 | 31 Jan 2022 |
| Andrew Joseph Harwood | Director | Dec 1967 | 31 Jan 2022 |
| Michael Robert Hazell | Director | Jun 1973 | 19 Oct 2023 |
| Mark Watkins | Director | Dec 1980 | 21 Mar 2024 |
| Donna Louise Kempster | Secretary | Not published | 14 Oct 2022 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through Saga Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- Acromas Holidays Ltd
- Saga Holidays Ltd
Names it no longer trades under
This firm has retired 30 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- AA Getaways
- AA Travel
- Acromas Holidays
- Connections
- Destinology
- Driveline
- Elegant River Cruises
- Grandstand Tours
- Great Getaways
- Inter-Church
- National Geographic Journeys
- Quest for Adventure
- Saga Cruises
- Saga Cruising
- Saga Overseas Homes
- Saga Pearl
- Saga Pearl 11
- Saga Rose
- Saga Ruby
- Saga Sapphire
- Spirit of Adventure
- Spirit of Adventure Classic Journeys
- Spirit of Adventure Cruises
- Spirit of Adventure Holidays
- Spirit of Adventure Tours
- Tailor Made Travel
- The Classic Traveller
- Titan Hi Tours
- Titan Travel
- Ultimate Retreats
Download this page as a PDF report
£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.
Instant download
Common questions