St. James's Place Wealth Management Plc

Reference number: 195351

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • St. James's Place

Company details

From the company's Companies House record.

Company number
04113955
Company status
Active
Company type
Public limited company
Incorporated
24 November 2000 (25 years old)
Registered office
St. James's Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Caroline Mary Waddington Director Feb 1969 24 Sep 2024
Andrew Moss Director May 1964 18 Dec 2024
Rooney Anand Director May 1964 1 May 2025
James Conrad Ian Rainbow Director Apr 1975 20 Jun 2025
Philip William Best Director Dec 1960 24 Oct 2025
ST. JAMES'S PLACE CORPORATE SECRETARY LIMITED Corporate secretary Not published 7 Oct 2014

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (17 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • St James's Place Financial Services Limited
  • St. James's Place Wealth Management Limited

Complaints record

In January–June 2025, the Financial Ombudsman Service received 1,426 new complaints about this firm, and upheld 52% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Pensions 1,035
  • Investments 367
  • Insurance 16

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is St. James's Place Wealth Management Plc FCA authorised?
Yes, St. James's Place Wealth Management Plc (FRN 195351) is authorised by the FCA to carry out regulated activities.
Is my money safe with St. James's Place Wealth Management?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about St. James's Place Wealth Management to the Financial Ombudsman Service, free of charge.
Is St. James's Place Wealth Management a scam or clone?
St. James's Place Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is St. James's Place Wealth Management's Firm Reference Number (FRN)?
St. James's Place Wealth Management's FRN is 195351. You can verify it on the FCA register.