St Matthews Finance Limited

Reference number: 728776

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 29 July 2026.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    smfinance.co

  • Last known phone number

    07809 670087

  • Last known address

    THIRD FLOOR, GROVE HOUSE, 55 LOWLANDS ROAD, HARROW, HA1 3AW, United Kingdom

Also trades as
  • SM Finance

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
08237639
Company status
Active
Company type
Private limited company
Incorporated
2 October 2012 (13 years old)
Registered office
Office 8349 321- 323 High Road, Romford, RM6 6AX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Nikhilrai Acharya Director Oct 1974 23 Mar 2018
Russenia Dawn Gillingham Secretary Not published 10 Dec 2020

Activities and protection

What the record covers, and how you are protected

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

Track record

Action taken against them

1 change to its permissions in 2026. This is part of the official register record and is worth reviewing before going ahead.

  • Permission varied or cancelled on 29 July 2026
    Name: St Matthews Finance Limited Reference Number: 728776 Type of action:  Cancellation  “The Authority has cancelled the permission and withdrawn the authorisation of St Matthews Finance Limited (“the Firm”) of Third Floor Grove House, 55 Lowlands Road, Harrow, HA1 3AW (principal place of business address) and Office 8349 321- 323 High Road, Romford, England, RM6 6AX (registered office address). The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.    The Authority’s action took effect on 29 July 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:    https://www.fca.org.uk/publication/decision-notices/st-matthews-finance-limited-2026.pdf   As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act. ”

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Common questions

Frequently asked questions

Is St Matthews Finance Limited FCA authorised?
No. St Matthews Finance Limited (FRN 728776) is still listed on the FCA register, but the record is closed: no longer authorised.
Is my money safe with St Matthews Finance?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with St Matthews Finance has no cover, because it is no longer permitted to carry it out.
Is St Matthews Finance a scam or clone?
St Matthews Finance is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
What is St Matthews Finance's Firm Reference Number (FRN)?
St Matthews Finance's FRN is 728776. You can verify it on the FCA register.