St Matthews Finance Limited
Reference number: 728776
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No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 29 July 2026.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
smfinance.co
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Last known phone number
07809 670087
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Last known address
THIRD FLOOR, GROVE HOUSE, 55 LOWLANDS ROAD, HARROW, HA1 3AW, United Kingdom
- SM Finance
Company details
From the company's Companies House record.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 08237639
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 October 2012 (13 years old)
- Registered office
- Office 8349 321- 323 High Road, Romford, RM6 6AX, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Nikhilrai Acharya | Director | Oct 1974 | 23 Mar 2018 |
| Russenia Dawn Gillingham | Secretary | Not published | 10 Dec 2020 |
Activities and protection
What the record covers, and how you are protected
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
Track record
Action taken against them
1 change to its permissions in 2026. This is part of the official register record and is worth reviewing before going ahead.
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Permission varied or cancelled on 29 July 2026
Name: St Matthews Finance Limited Reference Number: 728776 Type of action: Cancellation “The Authority has cancelled the permission and withdrawn the authorisation of St Matthews Finance Limited (“the Firm”) of Third Floor Grove House, 55 Lowlands Road, Harrow, HA1 3AW (principal place of business address) and Office 8349 321- 323 High Road, Romford, England, RM6 6AX (registered office address). The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates. The Authority’s action took effect on 29 July 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (the Act), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link: https://www.fca.org.uk/publication/decision-notices/st-matthews-finance-limited-2026.pdf As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act. ”
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