St Raphael's Orthodontics Ltd

Reference number: 978554

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Embrace Orthodontics Limited Reference number: 937585 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • St Raphael's Orthodontics Ltd (FRN 978554) is an AR of Embrace Orthodontics Limited (FRN 937585). When you use St Raphael's Orthodontics's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from St Raphael's Orthodontics, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01695 302190

  • Verified address

    73 The Concourse, Skelmersdale, Lancashire, WN8 6HD, United Kingdom

Also trades as
  • Bright Orthodontics
  • Bright orthodontics-Skelmersdale

Company details

From the company's Companies House record.

Company name
ST RAPHAEL'S ORTHODONTICS LIMITED
Company number
11428650
Company status
Active
Company type
Private limited company
Incorporated
22 June 2018 (8 years old)
Registered office
Bright Orthodontics Widnes, 130-132 Widnes Road, Widnes, WA8 6AX, England
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Raphy Paul Cheruvathur Director Feb 1977 22 Jun 2018
Puthri Raphy (Dr) Director Oct 1980 22 Jun 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Embrace Orthodontics Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is St Raphael's Orthodontics Ltd FCA authorised?
St Raphael's Orthodontics Ltd (FRN 978554) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for St Raphael's Orthodontics?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. St Raphael's Orthodontics Ltd (FRN 978554) is an AR of Embrace Orthodontics Limited (FRN 937585). When you use St Raphael's Orthodontics's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from St Raphael's Orthodontics, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with St Raphael's Orthodontics?
Protection works through Embrace Orthodontics Limited, the principal firm responsible for St Raphael's Orthodontics's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is St Raphael's Orthodontics a scam or clone?
St Raphael's Orthodontics is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is St Raphael's Orthodontics's Firm Reference Number (FRN)?
St Raphael's Orthodontics's FRN is 978554. You can verify it on the FCA register.