Stable Vehicle Contracts LLP

Reference number: 734817

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stable Vehicle Contracts LLP (FRN 734817) is an AR of Swansway Garages Limited (FRN 304920). When you use Stable Vehicle Contracts's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stable Vehicle Contracts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
OC351096
Company status
Active
Company type
Limited liability partnership
Incorporated
23 December 2009 (16 years old)
Registered office
Swansway Group, Gateway, Crewe, Cheshire, CW1 6YY

Current directors and secretaries

Name Role Born Appointed
David Cowan LLP designated member Nov 1972 23 Dec 2009
SWANSWAY GARAGES LIMITED Corporate LLP designated member Not published 23 Dec 2009

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Swansway Garages Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Stable Vehicle Contracts LLP FCA authorised?
Stable Vehicle Contracts LLP (FRN 734817) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stable Vehicle Contracts?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stable Vehicle Contracts LLP (FRN 734817) is an AR of Swansway Garages Limited (FRN 304920). When you use Stable Vehicle Contracts's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stable Vehicle Contracts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Stable Vehicle Contracts?
Protection works through Swansway Garages Limited, the principal firm responsible for Stable Vehicle Contracts's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Stable Vehicle Contracts a scam or clone?
Stable Vehicle Contracts is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Stable Vehicle Contracts's Firm Reference Number (FRN)?
Stable Vehicle Contracts's FRN is 734817. You can verify it on the FCA register.