Step One Finance Limited

Reference number: 706087

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Step One
  • Step One Mortgages

Company details

From the company's Companies House record.

Company number
07448379
Company status
Active
Company type
Private limited company
Incorporated
23 November 2010 (15 years old)
Registered office
Premier House, 15-19 Church Street West, Woking, GU21 6DJ
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Michael George Childress Director Oct 1972 23 Nov 2010
Jameel Abdulaziz Jesani Director Feb 1976 23 Nov 2010
Rajiv Agarwal Director Dec 1955 1 May 2025
Jameel Abdulaziz Jesani Secretary Not published 23 Nov 2010

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (13 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Administration
  • Debt-counselling
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Step One Plus

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Common questions

Frequently asked questions

Is Step One Finance Limited FCA authorised?
Yes, Step One Finance Limited (FRN 706087) is authorised by the FCA to carry out regulated activities.
Is my money safe with Step One Finance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Step One Finance to the Financial Ombudsman Service, free of charge.
Is Step One Finance a scam or clone?
Step One Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Step One Finance's Firm Reference Number (FRN)?
Step One Finance's FRN is 706087. You can verify it on the FCA register.