Stephen Altoft

Reference number: 677874

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Authorised by the FCA

Stephen Altoft is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07876 521318

  • Verified address

    8 Seabrook Drive, Scunthorpe, North Lincolnshire, DN16 3RY, United Kingdom

Also trades as
  • Victoria Finance

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Stephen Altoft FCA authorised?
Yes, Stephen Altoft (FRN 677874) is authorised by the FCA to carry out regulated activities.
Is my money safe with Stephen Altoft?
Protection depends on which product you hold and how Stephen Altoft handles your money, so check the specific product before you commit. You can also refer complaints about Stephen Altoft to the Financial Ombudsman Service, free of charge.
Is Stephen Altoft a scam or clone?
Stephen Altoft is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Stephen Altoft's Firm Reference Number (FRN)?
Stephen Altoft's FRN is 677874. You can verify it on the FCA register.