Stephen Holmes

Reference number: 504022

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Authorisation being cancelled

Stephen Holmes has asked the FCA to cancel their authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but their regulated work is winding down.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Fair Trade IFA

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
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  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Stephen Holmes FCA authorised?
Stephen Holmes (FRN 504022) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
Is my money safe with Stephen Holmes?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Stephen Holmes to the Financial Ombudsman Service, free of charge.
Is Stephen Holmes a scam or clone?
Stephen Holmes is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Stephen Holmes's Firm Reference Number (FRN)?
Stephen Holmes's FRN is 504022. You can verify it on the FCA register.