Stephen Murdock & William Millar

Reference number: 983269

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Appointed representative

Stephen Murdock & William Millar does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stephen Murdock & William Millar (FRN 983269) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Stephen Murdock & William Millar's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stephen Murdock & William Millar, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 7034 3350

  • Verified address

    31 Bushmills Road, Coleraine, BT52 2BP, United Kingdom

Also trades as
  • Ivan Murdock and Sons

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Stephen Murdock & William Millar FCA authorised?
Stephen Murdock & William Millar (FRN 983269) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stephen Murdock & William Millar?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stephen Murdock & William Millar (FRN 983269) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Stephen Murdock & William Millar's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stephen Murdock & William Millar, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Stephen Murdock & William Millar?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Stephen Murdock & William Millar's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Stephen Murdock & William Millar a scam or clone?
Stephen Murdock & William Millar is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Stephen Murdock & William Millar's Firm Reference Number (FRN)?
Stephen Murdock & William Millar's FRN is 983269. You can verify it on the FCA register.