Sterling Capital Asset Finance Limited

Reference number: 680837

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Sterling Capital

Company details

From the company's Companies House record.

Company number
05212781
Company status
Active
Company type
Private limited company
Incorporated
23 August 2004 (21 years old)
Registered office
Hanover House The Square, Lower Bristol Road, Bath, BA2 3BH
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Wayne Alan Humphreys Director Apr 1957 23 Aug 2004
Vida Kim Humphreys Director Oct 1957 14 Sep 2006
Fiona Anne Cannon Director Sep 1970 1 Oct 2016
Vida Kim Humphreys Secretary Not published 23 Aug 2004

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • SCM Machinery Finance

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Common questions

Frequently asked questions

Is Sterling Capital Asset Finance Limited FCA authorised?
Yes, Sterling Capital Asset Finance Limited (FRN 680837) is authorised by the FCA to carry out regulated activities.
Is my money safe with Sterling Capital Asset Finance?
Protection depends on which product you hold and how Sterling Capital Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Sterling Capital Asset Finance to the Financial Ombudsman Service, free of charge.
Is Sterling Capital Asset Finance a scam or clone?
Sterling Capital Asset Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Sterling Capital Asset Finance's Firm Reference Number (FRN)?
Sterling Capital Asset Finance's FRN is 680837. You can verify it on the FCA register.