Sterling Private Finance Ltd

Reference number: 1020451

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sterling Private Finance Ltd (FRN 1020451) is an AR of The Right Mortgage Limited (FRN 649443). When you use Sterling Private Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sterling Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07887 555987

  • Verified address

    167-169 Great Portland Street, London, Westminster, W1W 5PF, United Kingdom

Company details

From the company's Companies House record.

Company number
15343267
Company status
Active
Company type
Private limited company
Incorporated
11 December 2023 (2 years old)
Registered office
Clarence Street Chambers, 32 Clarence Street, Southend-On-Sea, SS1 1BD, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Nicholas John Plappert Director Jan 1978 11 Dec 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Sterling Private Finance Ltd FCA authorised?
Sterling Private Finance Ltd (FRN 1020451) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sterling Private Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sterling Private Finance Ltd (FRN 1020451) is an AR of The Right Mortgage Limited (FRN 649443). When you use Sterling Private Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sterling Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Sterling Private Finance?
Protection works through The Right Mortgage Limited, the principal firm responsible for Sterling Private Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Sterling Private Finance a scam or clone?
Sterling Private Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Sterling Private Finance's Firm Reference Number (FRN)?
Sterling Private Finance's FRN is 1020451. You can verify it on the FCA register.