STURROCK COMB & DAVIDSON LIMITED

Reference number: 982474

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • STURROCK COMB & DAVIDSON LIMITED (FRN 982474) is an AR of Golden Charter Limited (FRN 965279). When you use STURROCK COMB & DAVIDSON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from STURROCK COMB & DAVIDSON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01382 462159

  • Verified address

    34a, Forfar Road, Dundee, Tayside, DD4 7AY, Scotland

Company details

From the company's Companies House record.

Company number
SC089557
Company status
Active
Company type
Private limited company
Incorporated
5 September 1984 (41 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
David Anderson Comb Director Apr 1949 9 Jan 1998
Michael Charles Comb Director Dec 1979 14 Nov 2019
Douglas Gordon Sturrock Director Sep 1988 5 Mar 2025
Ian James Mcpherson Sturrock Director Mar 1960 Not published
Michael Comb Secretary Not published 19 Apr 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is STURROCK COMB & DAVIDSON LIMITED FCA authorised?
STURROCK COMB & DAVIDSON LIMITED (FRN 982474) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for STURROCK COMB & DAVIDSON?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. STURROCK COMB & DAVIDSON LIMITED (FRN 982474) is an AR of Golden Charter Limited (FRN 965279). When you use STURROCK COMB & DAVIDSON's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from STURROCK COMB & DAVIDSON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with STURROCK COMB & DAVIDSON?
Protection works through Golden Charter Limited, the principal firm responsible for STURROCK COMB & DAVIDSON's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is STURROCK COMB & DAVIDSON a scam or clone?
STURROCK COMB & DAVIDSON is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is STURROCK COMB & DAVIDSON's Firm Reference Number (FRN)?
STURROCK COMB & DAVIDSON's FRN is 982474. You can verify it on the FCA register.