Sugar Island Insurance Services Limited

Reference number: 457192

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sugar Island Insurance Services Limited (FRN 457192) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Sugar Island Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    028 3025 2455

  • Verified address

    Office Unit 4, ITEC Business Park, 52 Armagh Road, Newry, Co Down, BT35 6DN, United Kingdom

Also trades as
  • Rock Financial Services
  • Sugar Island Financial Advice

Company details

From the company's Companies House record.

Company number
NI060298
Company status
Active
Company type
Private limited company
Incorporated
27 July 2006 (20 years old)
Registered office
15 Oakvale Avenue, Newry, Co.Down, BT34 2BQ
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Joseph Duffy Director Jan 1966 2 Jul 2006
Linda Duffy Secretary Not published 2 Jul 2006

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Sugar Island Insurance Servcies Limited
  • Sugar Island Insurance Services Ltd

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Sugar Island Home Insurance
  • Sugar Island Mortgages

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Common questions

Frequently asked questions

Is Sugar Island Insurance Services Limited FCA authorised?
Sugar Island Insurance Services Limited (FRN 457192) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sugar Island Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sugar Island Insurance Services Limited (FRN 457192) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Sugar Island Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Sugar Island Insurance Services?
Protection works through the principal firm responsible for Sugar Island Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Sugar Island Insurance Services a scam or clone?
Sugar Island Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Sugar Island Insurance Services's Firm Reference Number (FRN)?
Sugar Island Insurance Services's FRN is 457192. You can verify it on the FCA register.