SURMAN & HORWOOD FUNERAL SERVICES LIMITED

Reference number: 981323

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • SURMAN & HORWOOD FUNERAL SERVICES LIMITED (FRN 981323) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not SURMAN & HORWOOD FUNERAL SERVICES.
  • Example: if SURMAN & HORWOOD FUNERAL SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from SURMAN & HORWOOD FUNERAL SERVICES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01844 351323

  • Verified address

    First Floor, 1 Des Roches Square, Witan Way, Witney, Oxfordshire, OX28 4BE, United Kingdom

Company details

From the company's Companies House record.

Company number
05069560
Company status
Active
Company type
Private limited company
Incorporated
10 March 2004 (22 years old)
Registered office
First Floor 1 Des Roches Square, Witan Way, Witney, Oxfordshire, OX28 4BE, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Robert William Surman Director Mar 1953 10 Mar 2004
Christine Ann Surman Director Jun 1946 30 Apr 2024
Christine Ann Surman Secretary Not published 10 Mar 2004

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is SURMAN & HORWOOD FUNERAL SERVICES LIMITED FCA authorised?
SURMAN & HORWOOD FUNERAL SERVICES LIMITED (FRN 981323) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for SURMAN & HORWOOD FUNERAL SERVICES?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. SURMAN & HORWOOD FUNERAL SERVICES LIMITED (FRN 981323) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not SURMAN & HORWOOD FUNERAL SERVICES. Example: if SURMAN & HORWOOD FUNERAL SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from SURMAN & HORWOOD FUNERAL SERVICES itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SURMAN & HORWOOD FUNERAL SERVICES?
Protection works through Golden Charter Limited, the principal firm responsible for SURMAN & HORWOOD FUNERAL SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SURMAN & HORWOOD FUNERAL SERVICES a scam or clone?
SURMAN & HORWOOD FUNERAL SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SURMAN & HORWOOD FUNERAL SERVICES's Firm Reference Number (FRN)?
SURMAN & HORWOOD FUNERAL SERVICES's FRN is 981323. You can verify it on the FCA register.