SURREY DOWNS MORTGAGE & WEALTH LIMITED

Reference number: 805474

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Surrey Downs Financial Services Limited Reference number: 787019 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SURREY DOWNS MORTGAGE & WEALTH LIMITED (FRN 805474) is an AR of Surrey Downs Financial Services Limited (FRN 787019). When you use SURREY DOWNS MORTGAGE & WEALTH's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SURREY DOWNS MORTGAGE & WEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01483 338678

  • Verified address

    Surrey Downs Mortgage & Wealth Limited, Sandy Farm, Sands Road, The Sands, Farnham, Surrey, GU10 1PX, United Kingdom

Company details

From the company's Companies House record.

Company number
11098363
Company status
Active
Company type
Private limited company
Incorporated
6 December 2017 (8 years old)
Registered office
Surrey Downs Mortgage & Wealth Limited, Sandy Farm Business Centre, Farnham, GU10 1PX, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
James Benjamin Britton Director May 1986 6 Dec 2017
James Benjamin Britton Secretary Not published 6 Dec 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Surrey Downs Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is SURREY DOWNS MORTGAGE & WEALTH LIMITED FCA authorised?
SURREY DOWNS MORTGAGE & WEALTH LIMITED (FRN 805474) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SURREY DOWNS MORTGAGE & WEALTH?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SURREY DOWNS MORTGAGE & WEALTH LIMITED (FRN 805474) is an AR of Surrey Downs Financial Services Limited (FRN 787019). When you use SURREY DOWNS MORTGAGE & WEALTH's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SURREY DOWNS MORTGAGE & WEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SURREY DOWNS MORTGAGE & WEALTH?
Protection works through Surrey Downs Financial Services Limited, the principal firm responsible for SURREY DOWNS MORTGAGE & WEALTH's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SURREY DOWNS MORTGAGE & WEALTH a scam or clone?
SURREY DOWNS MORTGAGE & WEALTH is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SURREY DOWNS MORTGAGE & WEALTH's Firm Reference Number (FRN)?
SURREY DOWNS MORTGAGE & WEALTH's FRN is 805474. You can verify it on the FCA register.