Swain Risk Solutions Limited

Reference number: 786150

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Swain Risk Solutions Limited (FRN 786150) is an AR of BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). When you use Swain Risk Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Swain Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    024 7736 0024

  • Verified address

    Westwood Business Park, Unit 1 & 2 Mercia Village, Torwood Close, Coventry, CV4 8HX, United Kingdom

Company details

From the company's Companies House record.

Company number
10881252
Company status
Active
Company type
Private limited company
Incorporated
24 July 2017 (9 years old)
Registered office
1&2 Mercia Village Torwood Close, Westwood Business Park, Coventry, West Midlands, CV4 8HX, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Laura Swain Millward Director Jun 1977 24 Jul 2017

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through BROWN & BROWN INSURANCE BROKERS (UK) LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Swain Risk Solutions Limited FCA authorised?
Swain Risk Solutions Limited (FRN 786150) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Swain Risk Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Swain Risk Solutions Limited (FRN 786150) is an AR of BROWN & BROWN INSURANCE BROKERS (UK) LIMITED (FRN 745618). When you use Swain Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Swain Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Swain Risk Solutions?
Protection works through BROWN & BROWN INSURANCE BROKERS (UK) LIMITED, the principal firm responsible for Swain Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Swain Risk Solutions a scam or clone?
Swain Risk Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Swain Risk Solutions's Firm Reference Number (FRN)?
Swain Risk Solutions's FRN is 786150. You can verify it on the FCA register.