SWAN COMMERCIAL FINANCE LIMITED

Reference number: 794881

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SWAN COMMERCIAL FINANCE LIMITED (FRN 794881) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from SWAN COMMERCIAL FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07812 069053

  • Verified address

    The Oaks, Crayke, York, YO61 4TQ, United Kingdom

Also trades as
  • Fortus Business Finance
  • Ice3 Property Finance
  • Synergy Commercial Finance

Company details

From the company's Companies House record.

Company number
11570150
Company status
Active
Company type
Private limited company
Incorporated
14 September 2018 (7 years old)
Registered office
The Oaks, Crayke, York, YO61 4TQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Richard Swan Director Aug 1979 14 Sep 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Richard Swan
  • Swan Commercial Finance Ltd

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Common questions

Frequently asked questions

Is SWAN COMMERCIAL FINANCE LIMITED FCA authorised?
SWAN COMMERCIAL FINANCE LIMITED (FRN 794881) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SWAN COMMERCIAL FINANCE?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SWAN COMMERCIAL FINANCE LIMITED (FRN 794881) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from SWAN COMMERCIAL FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with SWAN COMMERCIAL FINANCE?
Protection works through the principal firm responsible for SWAN COMMERCIAL FINANCE's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is SWAN COMMERCIAL FINANCE a scam or clone?
SWAN COMMERCIAL FINANCE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is SWAN COMMERCIAL FINANCE's Firm Reference Number (FRN)?
SWAN COMMERCIAL FINANCE's FRN is 794881. You can verify it on the FCA register.