Swansea University

Reference number: 964094

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Introducer appointed representative

Swansea University can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Swansea University (FRN 964094) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Swansea University.
  • Example: if Swansea University refers you to a financial adviser, the advice should come from the principal firm, not from Swansea University itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01792 205678

  • Verified address

    Swansea University, Singleton Park, Swansea, SA2 8PP, United Kingdom

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Swansea University FCA authorised?
Swansea University (FRN 964094) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Swansea University?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Swansea University (FRN 964094) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Swansea University. Example: if Swansea University refers you to a financial adviser, the advice should come from the principal firm, not from Swansea University itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Swansea University?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Swansea University's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Swansea University a scam or clone?
Swansea University is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Swansea University's Firm Reference Number (FRN)?
Swansea University's FRN is 964094. You can verify it on the FCA register.