Swift 1st Limited

Reference number: 304896

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Swift Advances
  • Swiftfirst

Company details

From the company's Companies House record.

Company number
05020019
Company status
Active
Company type
Private limited company
Incorporated
20 January 2004 (22 years old)
Registered office
Arcadia House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Amanda Brooks Director May 1965 11 Sep 2007
Andrew Robert Punch Director Mar 1960 16 Jul 2010
Stephen Francis Mcconnell Secretary Not published 25 Apr 2014

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.

    Check your FSCS cover →

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (4 permissions)
  • Administering a regulated mortgage contract
  • Arranging (bringing about) regulated mortgage contracts
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2011, £630,000 in total. This is part of the official register record and is worth reviewing before going ahead.

  • Fined £630,000 on 7 September 2011
    On 25 July 2011, the FSA fined Swift 1st Limited £630,000 as a result of breaches of Principles 3 (Management and control) and 6 (Customer's interests) of the FSA's Principles for Business and Rules 12.3.1R, 12.4.1R, 12.5.1R, 13.3.1R, 13.4.1R and 13.5.1R of the Mortgages and Home Finance: Conduct of Business Sourcebook (MCOB) which occurred in the period between 1 June 2007 and 31 July 2009. The Final Notice which sets out the reason for the action against the Firm, can be found on the FSA's website.

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Common questions

Frequently asked questions

Is Swift 1st Limited FCA authorised?
Yes, Swift 1st Limited (FRN 304896) is authorised by the FCA to carry out regulated activities.
Is my money safe with Swift 1st?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Swift 1st to the Financial Ombudsman Service, free of charge.
Is Swift 1st a scam or clone?
Swift 1st is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Swift 1st's Firm Reference Number (FRN)?
Swift 1st's FRN is 304896. You can verify it on the FCA register.