T Pennack and Sons Limited

Reference number: 983961

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

GOLDEN LEAVES LIMITED Reference number: 960923 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • T Pennack and Sons Limited (FRN 983961) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not T Pennack and Sons.
  • Example: if T Pennack and Sons refers you to a financial adviser, the advice should come from the principal firm, not from T Pennack and Sons itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
09435178
Company status
Active
Company type
Private limited company
Incorporated
11 February 2015 (11 years old)
Registered office
1-3 Maldon Road, Great Baddow, Chelmsford, Essex, CM2 7DW, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Anthony David Pennack Director May 1940 11 Feb 2015
Margaret Angela Pennack Director Mar 1944 11 Feb 2015
Philip James Pennack Director Aug 1972 8 Jun 2015
Sarah Louise Pennack Director Jul 1969 8 Jun 2015

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through GOLDEN LEAVES LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is T Pennack and Sons Limited FCA authorised?
T Pennack and Sons Limited (FRN 983961) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for T Pennack and Sons?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. T Pennack and Sons Limited (FRN 983961) introduces customers to GOLDEN LEAVES LIMITED (FRN 960923). Any regulated advice or arranging is done by the principal, not T Pennack and Sons. Example: if T Pennack and Sons refers you to a financial adviser, the advice should come from the principal firm, not from T Pennack and Sons itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with T Pennack and Sons?
Protection works through GOLDEN LEAVES LIMITED, the principal firm responsible for T Pennack and Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is T Pennack and Sons a scam or clone?
T Pennack and Sons is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is T Pennack and Sons's Firm Reference Number (FRN)?
T Pennack and Sons's FRN is 983961. You can verify it on the FCA register.