Talking Money

Reference number: 618880

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
02457362
Company status
Active
Company type
Private company limited by guarantee
Incorporated
8 January 1990 (36 years old)
Registered office
1 Hide Market, West Street St Philips, Bristol, BS2 0BH
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Current directors and secretaries

Name Role Born Appointed
Richard James Hicken Director Dec 1961 21 Mar 2012
Richard Geoffrey Ascroft Director Aug 1966 25 Nov 2015
Collin Russel Fabien Salandy Director Nov 1969 5 Sep 2018
Andrea Powell Director May 1969 18 Jan 2023
Lisa Stanley Director Sep 1977 22 Jan 2025
Aisha Stewart Director Jun 1993 22 Jan 2025
Katherine Dye Director Apr 1990 23 Jul 2025
Elizabeth Joanne Richards Director Apr 1970 21 Jan 2026
Robert George Branch Director Feb 1984 25 Mar 2026

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Talking Money FCA authorised?
Yes, Talking Money (FRN 618880) is authorised by the FCA to carry out regulated activities.
Is my money safe with Talking Money?
Protection depends on which product you hold and how Talking Money handles your money, so check the specific product before you commit. You can also refer complaints about Talking Money to the Financial Ombudsman Service, free of charge.
Is Talking Money a scam or clone?
Talking Money is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Talking Money's Firm Reference Number (FRN)?
Talking Money's FRN is 618880. You can verify it on the FCA register.