TANDEM HOME LOANS LIMITED

Reference number: 661248

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Tandem

Company details

From the company's Companies House record.

Company number
05667257
Company status
Active
Company type
Private limited company
Incorporated
5 January 2006 (20 years old)
Registered office
Viscount Court, Sir Frank Whittle Way, Blackpool, FY4 2FB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Stephen John Beard Director Apr 1977 10 Jun 2014
Neil Chandler Director Sep 1971 30 Jun 2025
Marriam Malik Secretary Not published 24 Mar 2025

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (17 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Providing Credit Information Services

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • 1st Stop Home Loans Limited
  • Oplo HL Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Oplo

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Common questions

Frequently asked questions

Is TANDEM HOME LOANS LIMITED FCA authorised?
Yes, TANDEM HOME LOANS LIMITED (FRN 661248) is authorised by the FCA to carry out regulated activities.
Is my money safe with TANDEM HOME LOANS?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about TANDEM HOME LOANS to the Financial Ombudsman Service, free of charge.
Is TANDEM HOME LOANS a scam or clone?
TANDEM HOME LOANS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is TANDEM HOME LOANS's Firm Reference Number (FRN)?
TANDEM HOME LOANS's FRN is 661248. You can verify it on the FCA register.