Tandem Motor Finance Limited
Reference number: 661170
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Capital Tower, Greyfriars Road, Cardiff, Cardiff, CF10 3AE, United Kingdom
- Tandem
Company details
From the company's Companies House record.
- Company number
- 07213812
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 April 2010 (16 years old)
- Registered office
- Viscount Court, Sir Frank Whittle Way, Blackpool, FY4 2FB, United Kingdom
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Stephen John Beard | Director | Apr 1977 | 26 Mar 2020 |
| Neil Chandler | Director | Sep 1971 | 30 Jun 2025 |
| Marriam Malik | Secretary | Not published | 24 Mar 2025 |
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
The FCA warning these came from
- First Stop Loans 27 June 2017
Scammers change these details often. Always check the live FCA warning.
Activities and protection
What they can do, and how you are protected
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (8 permissions)
- Credit Broking
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Providing Credit Information Services
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- 1st Stop Car Finance Ltd
- Oplo CF Ltd
Names it no longer trades under
This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired names
- 1st Stop Home Improvements
- Oplo
Complaints record
In January–June 2025, the Financial Ombudsman Service received 175 new complaints about this firm, and upheld 31% of the ones it decided.
That is about typical: the median across the firms the Ombudsman reports on is 31%.
- Banking and credit 175
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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Common questions