Tandem Motor Finance Limited

Reference number: 661170

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Tandem

Company details

From the company's Companies House record.

Company number
07213812
Company status
Active
Company type
Private limited company
Incorporated
6 April 2010 (16 years old)
Registered office
Viscount Court, Sir Frank Whittle Way, Blackpool, FY4 2FB, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Stephen John Beard Director Apr 1977 26 Mar 2020
Neil Chandler Director Sep 1971 30 Jun 2025
Marriam Malik Secretary Not published 24 Mar 2025

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (8 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • 1st Stop Car Finance Ltd
  • Oplo CF Ltd

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 1st Stop Home Improvements
  • Oplo

Complaints record

In January–June 2025, the Financial Ombudsman Service received 175 new complaints about this firm, and upheld 31% of the ones it decided.

That is about typical: the median across the firms the Ombudsman reports on is 31%.

  • Banking and credit 175

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Tandem Motor Finance Limited FCA authorised?
Yes, Tandem Motor Finance Limited (FRN 661170) is authorised by the FCA to carry out regulated activities.
Is my money safe with Tandem Motor Finance?
Protection depends on which product you hold and how Tandem Motor Finance handles your money, so check the specific product before you commit. You can also refer complaints about Tandem Motor Finance to the Financial Ombudsman Service, free of charge.
Is Tandem Motor Finance a scam or clone?
Tandem Motor Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Tandem Motor Finance's Firm Reference Number (FRN)?
Tandem Motor Finance's FRN is 661170. You can verify it on the FCA register.