Terence Lucking

Reference number: 464350

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Introducer appointed representative

Terence Lucking can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Terence Lucking (FRN 464350) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Terence Lucking refers you to a financial adviser, the advice should come from the principal firm, not from Terence Lucking itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07801 865780

  • Verified address

    Bushey Lawn Lodge, Brigstock, Kettering, Northamptonshire, NN14 3HZ, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Terry Lucking

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Common questions

Frequently asked questions

Is Terence Lucking FCA authorised?
Terence Lucking (FRN 464350) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Terence Lucking?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Terence Lucking (FRN 464350) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Terence Lucking refers you to a financial adviser, the advice should come from the principal firm, not from Terence Lucking itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Terence Lucking?
Protection works through the principal firm responsible for Terence Lucking's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Terence Lucking a scam or clone?
Terence Lucking is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Terence Lucking's Firm Reference Number (FRN)?
Terence Lucking's FRN is 464350. You can verify it on the FCA register.