Tgp Commercial & Business Finance Ltd

Reference number: 1040049

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tgp Commercial & Business Finance Ltd (FRN 1040049) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Tgp Commercial & Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tgp Commercial & Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01978 784882

  • Verified address

    26 Chester Street, Wrexham, Clyd, LL13 8BG, United Kingdom

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
16526460
Company status
Active
Company type
Private limited company
Incorporated
18 June 2025 (1 year old)
Registered office
26 Chester Street, Wrexham, Clwyd, LL13 8BG, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Tom George Pitman Director Jul 1996 18 Jun 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Fiducia Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Tgp Commercial & Business Finance Ltd FCA authorised?
Tgp Commercial & Business Finance Ltd (FRN 1040049) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tgp Commercial & Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tgp Commercial & Business Finance Ltd (FRN 1040049) is an AR of The Fiducia Network Ltd (FRN 917537). When you use Tgp Commercial & Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tgp Commercial & Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Tgp Commercial & Business Finance?
Protection works through The Fiducia Network Ltd, the principal firm responsible for Tgp Commercial & Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Tgp Commercial & Business Finance a scam or clone?
Tgp Commercial & Business Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Tgp Commercial & Business Finance's Firm Reference Number (FRN)?
Tgp Commercial & Business Finance's FRN is 1040049. You can verify it on the FCA register.