The Buckinghamshire Mortgage Company Ltd

Reference number: 438755

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Buckinghamshire Mortgage Company Ltd (FRN 438755) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from The Buckinghamshire Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Igloo Mortgages
  • The Swift Mortgage Company

Company details

From the company's Companies House record.

Company number
05441834
Company status
Active
Company type
Private limited company
Incorporated
3 May 2005 (21 years old)
Registered office
49 Beechwood Close, Little Chalfont, HP6 6QU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Thomas Anthony O'Sullivan Director May 1966 3 May 2005
Thomas Anthony O'Sullivan Secretary Not published 3 May 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Hertfordshire Mortgages

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Common questions

Frequently asked questions

Is The Buckinghamshire Mortgage Company Ltd FCA authorised?
The Buckinghamshire Mortgage Company Ltd (FRN 438755) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Buckinghamshire Mortgage Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Buckinghamshire Mortgage Company Ltd (FRN 438755) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from The Buckinghamshire Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Buckinghamshire Mortgage Company?
Protection works through the principal firm responsible for The Buckinghamshire Mortgage Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Buckinghamshire Mortgage Company a scam or clone?
The Buckinghamshire Mortgage Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Buckinghamshire Mortgage Company's Firm Reference Number (FRN)?
The Buckinghamshire Mortgage Company's FRN is 438755. You can verify it on the FCA register.