The Clear Advice Group Ltd

Reference number: 452665

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Clear Advice Group Ltd (FRN 452665) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from The Clear Advice Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Clear Advice Mortgage Services

Company details

From the company's Companies House record.

Company name
THE CLEAR ADVICE GROUP LIMITED
Company number
05811476
Company status
Active
Company type
Private limited company
Incorporated
9 May 2006 (20 years old)
Registered office
Fortis House, Cothey Way, Ryde, Isle Of Wight, PO33 1QT, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Lynn Karon Amey Director Jan 1958 9 May 2006
Illya Gregg Simpson Director Oct 1965 1 May 2008

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 6 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Box Simpson Financial Services
  • Clear Advice Financial Planning
  • Clear Advice Financial Services
  • Clear Advice Mortgages
  • Island Mortgage Solutions
  • Kougar Financial Services

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Common questions

Frequently asked questions

Is The Clear Advice Group Ltd FCA authorised?
The Clear Advice Group Ltd (FRN 452665) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Clear Advice Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Clear Advice Group Ltd (FRN 452665) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from The Clear Advice Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Clear Advice Group?
Protection works through the principal firm responsible for The Clear Advice Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Clear Advice Group a scam or clone?
The Clear Advice Group is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Clear Advice Group's Firm Reference Number (FRN)?
The Clear Advice Group's FRN is 452665. You can verify it on the FCA register.