The Equity Release Company (UK) Ltd

Reference number: 604632

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Top House Mortgage Solutions Limited Reference number: 484706 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Equity Release Company (UK) Ltd (FRN 604632) is an AR of Top House Mortgage Solutions Limited (FRN 484706). When you use The Equity Release Company (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Equity Release Company (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01945 01945

  • Verified address

    10 Lowside, Outwell, Wisbech, Norfolk, PE14 8RE, United Kingdom

Also trades as
  • The Equity Release Company

Company details

From the company's Companies House record.

Company number
08486071
Company status
Active
Company type
Private limited company
Incorporated
12 April 2013 (13 years old)
Registered office
Victoria House Lowside, Outwell, Wisbech, Cambridgeshire, PE14 8RE
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Simon John Compton Director May 1974 1 Aug 2013
Jane Anne Sutton Director Apr 1965 1 Aug 2013

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Top House Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is The Equity Release Company (UK) Ltd FCA authorised?
The Equity Release Company (UK) Ltd (FRN 604632) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Equity Release Company (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Equity Release Company (UK) Ltd (FRN 604632) is an AR of Top House Mortgage Solutions Limited (FRN 484706). When you use The Equity Release Company (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Equity Release Company (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Equity Release Company (UK)?
Protection works through Top House Mortgage Solutions Limited, the principal firm responsible for The Equity Release Company (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Equity Release Company (UK) a scam or clone?
The Equity Release Company (UK) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Equity Release Company (UK)'s Firm Reference Number (FRN)?
The Equity Release Company (UK)'s FRN is 604632. You can verify it on the FCA register.