THE FLEET LAB LTD

Reference number: 1050885

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

COMMERCIAL AND ASSET FINANCE LTD. Reference number: 729014 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • THE FLEET LAB LTD (FRN 1050885) is an AR of COMMERCIAL AND ASSET FINANCE LTD. (FRN 729014). When you use THE FLEET LAB's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from THE FLEET LAB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
16976022
Company status
Active
Company type
Private limited company
Incorporated
20 January 2026 (less than a year old)
Registered office
91 Rhydypenau Road, Cardiff, CF23 6PZ, Wales
Nature of business
  • Sale of other motor vehicles (SIC 45190)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Current directors and secretaries

Name Role Born Appointed
Yohan Amand J Chedmail Director May 1981 20 Jan 2026
Claire Lucie Dempster Director Aug 1973 20 Jan 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through COMMERCIAL AND ASSET FINANCE LTD., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is THE FLEET LAB LTD FCA authorised?
THE FLEET LAB LTD (FRN 1050885) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for THE FLEET LAB?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. THE FLEET LAB LTD (FRN 1050885) is an AR of COMMERCIAL AND ASSET FINANCE LTD. (FRN 729014). When you use THE FLEET LAB's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from THE FLEET LAB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with THE FLEET LAB?
Protection works through COMMERCIAL AND ASSET FINANCE LTD., the principal firm responsible for THE FLEET LAB's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is THE FLEET LAB a scam or clone?
THE FLEET LAB is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is THE FLEET LAB's Firm Reference Number (FRN)?
THE FLEET LAB's FRN is 1050885. You can verify it on the FCA register.