The Freedom SIPP Limited

Reference number: 465194

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
04657915
Company status
Liquidation
Company type
Private limited company
Incorporated
5 February 2003 (23 years old)
Registered office
7 More London Riverside, London, SE1 2RT
Nature of business
  • 7487

Current directors and secretaries

Name Role Born Appointed
John James Quarrell Director Oct 1948 5 Feb 2003
Susan Mckenzie Beaumont Director Dec 1966 5 Feb 2003

Activities and protection

What the record covers, and how you are protected

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as principal
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments

Limits on the record

  • Restrictions on release of Scheme Funds
    The Freedom SIPP scheme fund assets (Scheme Funds) held in accounts by any institution may not, as long as the requirement is in force, be released, save in accordance with the Terms and Conditions of The Freedom SIPP (in particular Clauses 3 and 10) (the Terms), the Deed of Amendment of the Freedom SIPP dated 8 January 2007 (in particular Clauses 4 to 10, 14, 15 and 17) (the Deed), and specifically:- (1) Subject to (2) below, any institution holding Scheme Funds in its accounts may only act on the authorised signatures of the Firm and the Member (as defined in the Terms and the Deed) in respect of cheques or other orders for payment on the account, and authorities for sale, purchase, delivery or other dealing with securities, bills, coupons at any time held by that institution; (2) Any such institution may release Scheme Funds held in its accounts on the sole instructions of the Firm in relation to the payment of reasonable annual fees in accordance with the Terms.
  • Accept no new regulated business
    The Freedom SIPP Limited will cease to accept all new regulated business for which it has Part IV permission, with immediate effect.

Track record

Action taken against them

1 change to its permissions in 2009. This is part of the official register record and is worth reviewing before going ahead.

  • Permission varied or cancelled on 6 August 2009
    The Financial Services Authority (the FSA) issued a first Supervisory Notice on 3 July 2008, varying the firm's permission and requiring that any of the Freedom SIPP scheme fund assets held at any institution should not be released save as in accordance with the Trust Deed and the Terms and Conditions of the Freedom SIPP scheme. The FSA issued a second Supervisory Notice on 26 September 2008 continuing the asset requirement imposed on 3 July 2008. Both the first and second Supervisory Notices remain in force. Copies of the first and second Supervisory Notices have been published on the FSA's website and can be accessed using the following links: http://www.fsa.gov.uk/pubs/final/freedom_sipp_0708.pdf http://www.fsa.gov.uk/pubs/final/freedom_sipp_0908.pdf The FSA considered it necessary to take action to vary the firm's permission as it was concerned that the firm had failed to pay due regard to the interests of its customers and to treat them fairly. Specifically, the firm failed to satisfy the FSA that it had complied with the requirements of the Trust Deed and Terms and Conditions of the Freedom SIPP scheme in relation to obtaining authorisation from scheme members to move funds from one institution to another and in notifying members of fees and charges deducted from their funds.

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Common questions

Frequently asked questions

Is The Freedom SIPP Limited FCA authorised?
Yes, The Freedom SIPP Limited (FRN 465194) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm.
Is my money safe with The Freedom SIPP?
The Freedom SIPP is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Is The Freedom SIPP a scam or clone?
The Freedom SIPP is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Freedom SIPP's Firm Reference Number (FRN)?
The Freedom SIPP's FRN is 465194. You can verify it on the FCA register.