The Institute of Chartered Accountants in England and Wales

Reference number: 417814

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Introducer appointed representative

The Institute of Chartered Accountants in England and Wales can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SG Fleet UK Limited Reference number: 625294 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • The Institute of Chartered Accountants in England and Wales (FRN 417814) introduces customers to SG Fleet UK Limited (FRN 625294). Any regulated advice or arranging is done by the principal, not The Institute of Chartered Accountants in England and Wales.
  • Example: if The Institute of Chartered Accountants in England and Wales refers you to a financial adviser, the advice should come from the principal firm, not from The Institute of Chartered Accountants in England and Wales itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • ICAEW

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SG Fleet UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The Institute of Chartered Accountants in England and Wales FCA authorised?
The Institute of Chartered Accountants in England and Wales (FRN 417814) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Institute of Chartered Accountants in England and Wales?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Institute of Chartered Accountants in England and Wales (FRN 417814) introduces customers to SG Fleet UK Limited (FRN 625294). Any regulated advice or arranging is done by the principal, not The Institute of Chartered Accountants in England and Wales. Example: if The Institute of Chartered Accountants in England and Wales refers you to a financial adviser, the advice should come from the principal firm, not from The Institute of Chartered Accountants in England and Wales itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Institute of Chartered Accountants in England and Wales?
Protection works through SG Fleet UK Limited, the principal firm responsible for The Institute of Chartered Accountants in England and Wales's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Institute of Chartered Accountants in England and Wales a scam or clone?
The Institute of Chartered Accountants in England and Wales is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Institute of Chartered Accountants in England and Wales's Firm Reference Number (FRN)?
The Institute of Chartered Accountants in England and Wales's FRN is 417814. You can verify it on the FCA register.