The Kentish Mortgage Company Limited

Reference number: 977292

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Kentish Mortgage Company Limited (FRN 977292) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use The Kentish Mortgage Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Kentish Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07515 757583

  • Verified address

    Innovation Centre Medway, Maidstone Road, Chatham, Kent, ME5 9FD, United Kingdom

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
10844343
Company status
Active
Company type
Private limited company
Incorporated
30 June 2017 (9 years old)
Registered office
Innovation Centre Medway, Maidstone Road, Chatham, ME5 9FD, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Christopher Richard Vernon Director Jan 1992 30 Jun 2017

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The Kentish Mortgage Company Limited FCA authorised?
The Kentish Mortgage Company Limited (FRN 977292) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Kentish Mortgage Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Kentish Mortgage Company Limited (FRN 977292) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use The Kentish Mortgage Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Kentish Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Kentish Mortgage Company?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for The Kentish Mortgage Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Kentish Mortgage Company a scam or clone?
The Kentish Mortgage Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Kentish Mortgage Company's Firm Reference Number (FRN)?
The Kentish Mortgage Company's FRN is 977292. You can verify it on the FCA register.