THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY

Reference number: 304154

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • TMB

Company details

From the company's Companies House record.

Company number
01997277
Company status
Active
Company type
Public limited company
Incorporated
7 March 1986 (40 years old)
Registered office
Trinity, Road, Halifax, HX1 2RG
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew Asaam Director Jun 1971 27 Feb 2023
Ricky Diggins Director May 1973 14 Jun 2023
Kimberley Amber Kinnaird Director Jun 1981 11 Jul 2023
Melanie Candice Campbell Director May 1974 29 Sep 2023
Sarah Louise Fidler Secretary Not published 21 Apr 2026

Activities and protection

What they can do, and how you are protected

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Administering a regulated mortgage contract
  • Credit Broking
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2020, £64.05m in total. This is part of the official register record and is worth reviewing before going ahead.

  • Fined £64.05m on 11 June 2020
    The FCA has taken enforcement action against Lloyds Bank PLC, Bank of Scotland plc, and The Mortgage Business Plc (“the Banks”) because between 7 April 2011 and 21 December 2015 (the “Relevant Period”), the Banks breached Principles 3 and 6 of the Authority’s Principles for Businesses. As a consequence of this action, the Banks received a financial penalty of £64,046,800 pursuant to section 206 of the Act. The Banks agreed to resolve all issues of fact and liability and qualified for a 30% discount under the Authority’s executive settlement procedures. Were it not for this discount, the Authority would have imposed a financial penalty of £91,495,400 on the Banks.     The FCA’s action took effect on 11 June 2020 and a copy of the Final Notice is displayed on the FCA’s web site.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Tmb

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Common questions

Frequently asked questions

Is THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY FCA authorised?
Yes, THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY (FRN 304154) is authorised by the FCA to carry out regulated activities.
Is my money safe with THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY to the Financial Ombudsman Service, free of charge.
Is THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY a scam or clone?
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY's Firm Reference Number (FRN)?
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY's FRN is 304154. You can verify it on the FCA register.