The Mortgage Group (NI) Ltd

Reference number: 232427

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Group (NI) Ltd (FRN 232427) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from The Mortgage Group (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Money Matters
  • Mortgage Advice Bureau
  • NI Financial Consultancy Services

Company details

From the company's Companies House record.

Company name
THE MORTGAGE GROUP (NI) LIMITED
Company number
NI039335
Company status
Active
Company type
Private limited company
Incorporated
28 September 2000 (25 years old)
Registered office
1st Floor Ashwood House, Newforge Lane, Belfast, BT9 5NF, Northern Ireland
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Stephen Karl Allen Director Dec 1958 1 Nov 2011
Orlagh Therese Hallett Director Feb 1976 17 Oct 2023
Samuel James Sinclair Secretary Not published 28 Sep 2000

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 17 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • FFS Fleming Financial Solutions
  • F.S.G.
  • Harte & McGarrigle Financial Advisors & Independent Mortgage Consultants
  • Harte & McGarrigle Independent Mortgage Broker & Property Sales
  • Joe Kernan and Sons (Estate Agents and Mortgage Brokers)
  • John Kenny Financial Services
  • John Peoples and Associates
  • KG Byrne and Associates
  • Magill Mortgages and Financial Services
  • McPolin Financial services
  • Mortgage Wizard
  • PC Mortgage Solutions
  • Red Door Mortgages
  • Simon Kerr and Associates
  • Smyth Hastings
  • TMC Financial
  • T.M.C Mortgages

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Common questions

Frequently asked questions

Is The Mortgage Group (NI) Ltd FCA authorised?
The Mortgage Group (NI) Ltd (FRN 232427) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Group (NI)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Group (NI) Ltd (FRN 232427) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from The Mortgage Group (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Mortgage Group (NI)?
Protection works through the principal firm responsible for The Mortgage Group (NI)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Mortgage Group (NI) a scam or clone?
The Mortgage Group (NI) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Mortgage Group (NI)'s Firm Reference Number (FRN)?
The Mortgage Group (NI)'s FRN is 232427. You can verify it on the FCA register.