The Mortgage Store (T.M.S) Limited

Reference number: 219782

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Mortgage Store (T.M.S) Limited (FRN 219782) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from The Mortgage Store (T.M.S), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01727 837437

  • Verified address

    Fountain Court, 2 Victoria Square, Victoria Street, St. Albans, Hertfordshire, AL1 3TF, United Kingdom

Also trades as 22 other names, search them
  • The Mortgage Store Bath
  • The Mortgage Store Bedford
  • The Mortgage Store Berkhamsted
  • The Mortgage Store Bradford
  • The Mortgage Store Brentwood
  • The Mortgage Store Cardiff
  • The Mortgage Store Cheltenham & Gloucestershire
  • The Mortgage Store Chesterfield
  • The Mortgage Store Chorley
  • The Mortgage Store East Sussex
  • The Mortgage Store Grimsby
  • The Mortgage Store Holywell
  • The Mortgage Store Leicester
  • The Mortgage Store Mansfield
  • The Mortgage Store Nantwich
  • The Mortgage Store Nottingham
  • The Mortgage Store Princes
  • The Mortgage Store Salford Quays
  • The Mortgage Store West Wales
  • The Mortgage Store Wilmslow
  • The Mortgage Store Wolverhampton
  • Your Mortgage Genie

Company details

From the company's Companies House record.

Company number
04724865
Company status
Active
Company type
Private limited company
Incorporated
7 April 2003 (23 years old)
Registered office
Fountain Court 2 Victoria Square, Victoria Street, St. Albans, Hertfordshire, AL1 3TF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Jonathan Adrian Deane Director Dec 1967 7 Apr 2003
Mark Stephen Deane Director Oct 1966 16 Jun 2017
James Kinns Director Jun 1979 20 May 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 4 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • The Mortgage Store (St Albans)
  • The Mortgage Store (St Albans) Limited
  • The Mortgage Store (T.M.S.) Limited
  • The Mortgage Store (T.M.S.) Ltd

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Common questions

Frequently asked questions

Is The Mortgage Store (T.M.S) Limited FCA authorised?
The Mortgage Store (T.M.S) Limited (FRN 219782) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Mortgage Store (T.M.S)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Mortgage Store (T.M.S) Limited (FRN 219782) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from The Mortgage Store (T.M.S), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Mortgage Store (T.M.S)?
Protection works through the principal firm responsible for The Mortgage Store (T.M.S)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Mortgage Store (T.M.S) a scam or clone?
The Mortgage Store (T.M.S) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Mortgage Store (T.M.S)'s Firm Reference Number (FRN)?
The Mortgage Store (T.M.S)'s FRN is 219782. You can verify it on the FCA register.