The Nfrn Mutual Limited

Reference number: 312391

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • The Retail Mutual

Company details

From the company's Companies House record.

Company number
03810528
Company status
Active
Company type
Private company limited by guarantee
Incorporated
15 July 1999 (27 years old)
Registered office
Barrington House, Heyes Lane, Alderley Edge, Cheshire, SK9 7LA, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Peter Derek Wagg Director Dec 1950 3 Aug 1999
Colin Delwyn Finch Director Aug 1957 8 Jan 2001
Janet Wagg Director Oct 1968 8 Jan 2001
Samuel John Whiteside Director Sep 1947 10 Apr 2006
Adrian Charles Watts Director Nov 1957 10 Apr 2006
Graeme George Thurgood Director Apr 1983 10 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The Nfrn Mutual Limited FCA authorised?
Yes, The Nfrn Mutual Limited (FRN 312391) is authorised by the FCA to carry out regulated activities.
Is my money safe with The Nfrn Mutual?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Nfrn Mutual to the Financial Ombudsman Service, free of charge.
Is The Nfrn Mutual a scam or clone?
The Nfrn Mutual is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Nfrn Mutual's Firm Reference Number (FRN)?
The Nfrn Mutual's FRN is 312391. You can verify it on the FCA register.