The Official Mortgage Company Ltd

Reference number: 1025042

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

DIRECT IFA'S LIMITED Reference number: 228706 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Official Mortgage Company Ltd (FRN 1025042) is an AR of DIRECT IFA'S LIMITED (FRN 228706). When you use The Official Mortgage Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Official Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Officially Protected

Company details

From the company's Companies House record.

Company number
09614654
Company status
Active
Company type
Private limited company
Incorporated
29 May 2015 (11 years old)
Registered office
Suite 1a 34 West Street, Retford, Nottinghamshire, DN22 6ES, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Thomas Edward Guest Director Nov 1972 29 May 2015
Stuart Guest Secretary Not published 22 Jul 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through DIRECT IFA'S LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The Official Mortgage Company Ltd FCA authorised?
The Official Mortgage Company Ltd (FRN 1025042) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Official Mortgage Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Official Mortgage Company Ltd (FRN 1025042) is an AR of DIRECT IFA'S LIMITED (FRN 228706). When you use The Official Mortgage Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Official Mortgage Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Official Mortgage Company?
Protection works through DIRECT IFA'S LIMITED, the principal firm responsible for The Official Mortgage Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Official Mortgage Company a scam or clone?
The Official Mortgage Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Official Mortgage Company's Firm Reference Number (FRN)?
The Official Mortgage Company's FRN is 1025042. You can verify it on the FCA register.