The On-Line Partnership Limited

Reference number: 192638

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Innovate Mortgages
  • In Partnership

Company details

From the company's Companies House record.

Company number
03926063
Company status
Active
Company type
Private limited company
Incorporated
15 February 2000 (26 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Stephen Nicholas Baldry Director May 1963 25 Jan 2017
Haris Themis Chacholiades Director Dec 1965 15 Sep 2020
William Hulbert Grove Director Jul 1967 11 Mar 2021
Martin Victor Nelmes Director Jan 1972 1 Sep 2022
Lindsey Catherine Coghill Director Aug 1979 1 Sep 2022
Brian Christopher Galvin Director Dec 1963 25 Jan 2024
Lewis Robert Harvey Director Aug 1985 8 Oct 2024
David Felton James Metcalf Director Jan 1968 23 Jul 2025
Timothy Marc Bettenson Secretary Not published 11 Oct 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (23 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home purchase plan
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home purchase plan
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Arranging safeguarding and administration of assets
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to a home purchase plan
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 11 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • AP Financial Planning Services
  • Classic Mortgages (Lancashire)
  • Foundation Financial Services
  • Great Oak Financial Services
  • IN Partnership
  • IN Partnership - Scotland
  • Reeves Financial
  • Swift Wealth Management
  • Town and County Partnership
  • Town & Country Partnership
  • Woodhatch Financial

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Common questions

Frequently asked questions

Is The On-Line Partnership Limited FCA authorised?
Yes, The On-Line Partnership Limited (FRN 192638) is authorised by the FCA to carry out regulated activities.
Is my money safe with The On-Line Partnership?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The On-Line Partnership to the Financial Ombudsman Service, free of charge.
Is The On-Line Partnership a scam or clone?
The On-Line Partnership is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The On-Line Partnership's Firm Reference Number (FRN)?
The On-Line Partnership's FRN is 192638. You can verify it on the FCA register.