The Retirement Desk Limited
Reference number: 689851
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
DAVID WILLIAMS I F A LIMITED Reference number: 530750 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Retirement Desk Limited (FRN 689851) is an AR of DAVID WILLIAMS I F A LIMITED (FRN 530750). When you use The Retirement Desk's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Retirement Desk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
5 Waterside Way, Northampton, Northamptonshire, NN4 7XD, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 09501184
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2015 (11 years old)
- Registered office
- 5 Waterside Way, Northampton, NN4 7XD, England
- Nature of business
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- Financial management (SIC 70221)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Nicholas David Beal | Director | Dec 1970 | 20 Mar 2015 |
| Michaela Louise Martin | Director | Nov 1977 | 20 Mar 2015 |
| Lisa Jane O'Beirne | Director | Dec 1974 | 20 Mar 2015 |
| Stephen John Watson Womack | Director | Sep 1969 | 1 Nov 2023 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through DAVID WILLIAMS I F A LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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