The Right Protection 4U Limited

Reference number: 425394

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Right Protection 4U Limited (FRN 425394) is an AR of The Right Mortgage Limited (FRN 649443). When you use The Right Protection 4U's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Right Protection 4U, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07710 452005

  • Verified address

    20 Enterprise House, Lisburn Enterprise Centre, Enterprise Crescent, Lisburn, Co Antrim, BT28 2BP, Northern Ireland

Company details

From the company's Companies House record.

Company number
NI641375
Company status
Active
Company type
Private limited company
Incorporated
10 October 2016 (9 years old)
Registered office
20 Enterprise House Enterprise Crescent, Lisburn, Co Antrim, BT28 2BP, Northern Ireland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Michael Mcguinness Director Apr 1970 10 Oct 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Michael McGuinness

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is The Right Protection 4U Limited FCA authorised?
The Right Protection 4U Limited (FRN 425394) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Right Protection 4U?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Right Protection 4U Limited (FRN 425394) is an AR of The Right Mortgage Limited (FRN 649443). When you use The Right Protection 4U's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Right Protection 4U, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Right Protection 4U?
Protection works through The Right Mortgage Limited, the principal firm responsible for The Right Protection 4U's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Right Protection 4U a scam or clone?
The Right Protection 4U is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Right Protection 4U's Firm Reference Number (FRN)?
The Right Protection 4U's FRN is 425394. You can verify it on the FCA register.