The Scottish Police Authority

Reference number: 982304

Instant download

Introducer appointed representative

The Scottish Police Authority can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • The Scottish Police Authority (FRN 982304) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not The Scottish Police Authority.
  • Example: if The Scottish Police Authority refers you to a financial adviser, the advice should come from the principal firm, not from The Scottish Police Authority itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0141 308 1070

  • Verified address

    1 Pacific Quay, Glasgow, G51 1DZ, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is The Scottish Police Authority FCA authorised?
The Scottish Police Authority (FRN 982304) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Scottish Police Authority?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Scottish Police Authority (FRN 982304) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not The Scottish Police Authority. Example: if The Scottish Police Authority refers you to a financial adviser, the advice should come from the principal firm, not from The Scottish Police Authority itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Scottish Police Authority?
Protection works through SME HCI Limited, the principal firm responsible for The Scottish Police Authority's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Scottish Police Authority a scam or clone?
The Scottish Police Authority is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Scottish Police Authority's Firm Reference Number (FRN)?
The Scottish Police Authority's FRN is 982304. You can verify it on the FCA register.