The Vanyard Bristol Limited

Reference number: 1041056

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

LowRateCarFinance Limited Reference number: 963856 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • The Vanyard Bristol Limited (FRN 1041056) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not The Vanyard Bristol.
  • Example: if The Vanyard Bristol refers you to a financial adviser, the advice should come from the principal firm, not from The Vanyard Bristol itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
16132343
Company status
Active
Company type
Private limited company
Incorporated
12 December 2024 (1 year old)
Registered office
Unit 2 15 Douglas Road, Kingswood, Bristol, BS15 8NH, England
Nature of business
  • Sale of other motor vehicles (SIC 45190)

Current directors and secretaries

Name Role Born Appointed
Lewis Terence Lloyd Director Dec 1994 12 Dec 2024
Jordan Nicholls Director Aug 1994 12 Dec 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through LowRateCarFinance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The Vanyard Bristol Limited FCA authorised?
The Vanyard Bristol Limited (FRN 1041056) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Vanyard Bristol?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Vanyard Bristol Limited (FRN 1041056) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not The Vanyard Bristol. Example: if The Vanyard Bristol refers you to a financial adviser, the advice should come from the principal firm, not from The Vanyard Bristol itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Vanyard Bristol?
Protection works through LowRateCarFinance Limited, the principal firm responsible for The Vanyard Bristol's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Vanyard Bristol a scam or clone?
The Vanyard Bristol is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Vanyard Bristol's Firm Reference Number (FRN)?
The Vanyard Bristol's FRN is 1041056. You can verify it on the FCA register.