The Water Row Company Ltd

Reference number: 1016534

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

GOVAN HOUSING ASSOCIATION LIMITED Reference number: 782724 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Water Row Company Ltd (FRN 1016534) is an AR of GOVAN HOUSING ASSOCIATION LIMITED (FRN 782724). When you use The Water Row Company's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Water Row Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC784384
Company status
Active
Company type
Private limited company
Incorporated
29 September 2023 (2 years old)
Registered office
246 Edmiston Drive, Glasgow, G51 2YU, Scotland
Nature of business
  • Factoring (SIC 64992)
  • Renting and operating of Housing Association real estate (SIC 68201)
  • Other letting and operating of own or leased real estate (SIC 68209)

Current directors and secretaries

Name Role Born Appointed
Avril Williamson Director Oct 1958 29 Sep 2023
Robert Graham Director Jan 1974 3 Nov 2023
Jacqueline Stirling Director Nov 1978 29 Nov 2023
Brian Trearty Director Jun 1962 15 Feb 2024
Andrea Lindsay Mina Director May 1976 14 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through GOVAN HOUSING ASSOCIATION LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The Water Row Company Ltd FCA authorised?
The Water Row Company Ltd (FRN 1016534) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Water Row Company?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Water Row Company Ltd (FRN 1016534) is an AR of GOVAN HOUSING ASSOCIATION LIMITED (FRN 782724). When you use The Water Row Company's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Water Row Company, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with The Water Row Company?
Protection works through GOVAN HOUSING ASSOCIATION LIMITED, the principal firm responsible for The Water Row Company's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is The Water Row Company a scam or clone?
The Water Row Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The Water Row Company's Firm Reference Number (FRN)?
The Water Row Company's FRN is 1016534. You can verify it on the FCA register.