The West of England Ship Owners Mutual Insurance Association (Luxembourg)

Reference number: 202613

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.

Check your FSCS cover →

Show FCA detail (3 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Effecting contracts of insurance

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is The West of England Ship Owners Mutual Insurance Association (Luxembourg) FCA authorised?
Yes, The West of England Ship Owners Mutual Insurance Association (Luxembourg) (FRN 202613) is authorised by the FCA to carry out regulated activities.
Is my money safe with The West of England Ship Owners Mutual Insurance Association (Luxembourg)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The West of England Ship Owners Mutual Insurance Association (Luxembourg) to the Financial Ombudsman Service, free of charge.
Is The West of England Ship Owners Mutual Insurance Association (Luxembourg) a scam or clone?
The West of England Ship Owners Mutual Insurance Association (Luxembourg) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is The West of England Ship Owners Mutual Insurance Association (Luxembourg)'s Firm Reference Number (FRN)?
The West of England Ship Owners Mutual Insurance Association (Luxembourg)'s FRN is 202613. You can verify it on the FCA register.